Today it is more important than ever to protect yourself financially. One of the ways crooks have devised to rob you without entering your home is to steal your private information and either use it to get credit or to sell it outright. In this article we will look at some of the best identity theft protection techniques you can use to secure your private information.
It has become so much easier for someone to steal private data. With computers and the internet thieves have made billions off of hard working people like you. Spreading viruses specifically made for this purpose makes the practice a completely hands off operation. Everyone needs to be aware of how easy it is to fall victim to these thieves.
On the home front nothing can get you in trouble faster than throwing important papers in the trash. This gives anyone all they need to open accounts and rack up incredible amounts of debt. To be protected requires a personal shredder. These devices will make the papers into confetti so the thieves leave you alone to go elsewhere.
Monitoring your credit file at least once per year will help you keep an eye out for strange credit activity. You are entitled to one free credit check each year from each of the three major reporting agencies. The best way to get them is to stagger each report in four month increments. This allows consumers to check their credit report throughout the year and monitor the changes and inquiries to the credit file.
Checking accounts are primary targets for thieves. They can be completely drained in seconds. The account holder would not be the wiser until they tried to access the funds. With checks being in circulation this could prove to be a bigger disaster with the addition of bounced check charges and insufficient fund penalties. Most banks offer account updates via email and text messages. Sign up for this service for extra protection.
One of the favorite sources thieves like to use is free Wi-Fi spots. Plenty of people have no qualms about logging in at a free hot spot to check their account status and never think about the fact they are being watched. Software can be used to record every thing you do and capture your login details. Never use public access points to conduct your private business.
Many libraries offer computer access for the community. You should never use a library or other type of community computer to transmit personal data. It is not safe to use a community computer to log into your accounts because it could be easily compromised by viruses and your login information could be saved without you knowing it.
Common sense and caution are your best identity theft protection techniques. When someone calls and asks for your personal data, just hang up the phone. When you are on a public network keep your internet activity to surfing general interest sites, and do not do personal business on unprotected networks.
It has become so much easier for someone to steal private data. With computers and the internet thieves have made billions off of hard working people like you. Spreading viruses specifically made for this purpose makes the practice a completely hands off operation. Everyone needs to be aware of how easy it is to fall victim to these thieves.
On the home front nothing can get you in trouble faster than throwing important papers in the trash. This gives anyone all they need to open accounts and rack up incredible amounts of debt. To be protected requires a personal shredder. These devices will make the papers into confetti so the thieves leave you alone to go elsewhere.
Monitoring your credit file at least once per year will help you keep an eye out for strange credit activity. You are entitled to one free credit check each year from each of the three major reporting agencies. The best way to get them is to stagger each report in four month increments. This allows consumers to check their credit report throughout the year and monitor the changes and inquiries to the credit file.
Checking accounts are primary targets for thieves. They can be completely drained in seconds. The account holder would not be the wiser until they tried to access the funds. With checks being in circulation this could prove to be a bigger disaster with the addition of bounced check charges and insufficient fund penalties. Most banks offer account updates via email and text messages. Sign up for this service for extra protection.
One of the favorite sources thieves like to use is free Wi-Fi spots. Plenty of people have no qualms about logging in at a free hot spot to check their account status and never think about the fact they are being watched. Software can be used to record every thing you do and capture your login details. Never use public access points to conduct your private business.
Many libraries offer computer access for the community. You should never use a library or other type of community computer to transmit personal data. It is not safe to use a community computer to log into your accounts because it could be easily compromised by viruses and your login information could be saved without you knowing it.
Common sense and caution are your best identity theft protection techniques. When someone calls and asks for your personal data, just hang up the phone. When you are on a public network keep your internet activity to surfing general interest sites, and do not do personal business on unprotected networks.
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